Best Dining Credit Cards

Most dining credit cards allow you to enjoy incredible offers when you eat out with your family and friends. To get the best credit card for restaurants, you should consider every possible option you can find online and compare offers. However, the process starts with you understanding the reward structure and how you can maximise these to your advantage.

The journey gets more exciting as you start using the credit card and enjoy all the benefits the card offers. To reach this stage, complete the application process and figure out how to use your credit card in the right manner.

Understanding Dining Credit Cards

A dining credit card offers heavy discounts while eating out and also gives free memberships to dining loyalty subscriptions that help save money. Credit cards for dining offer exclusive benefits and are therefore a great choice for food enthusiasts who love to dine at restaurants or try out new cuisines. These cards also offer discounts when you order in from delivery platforms and may even offer freebies. 

Types of Rewards You Can Get from a Dining Credit Card

You mostly get four types of benefits while using a dining credit card, and following are the examples:

• Reward Points – Suppose you spend ₹5,000 at a partner restaurant, you will receive 50 credit card points, which you can redeem on your next outing
• Cashback – Similarly, if you visit a partner restaurant of your credit card issuer and spend ₹5,000, you will receive cashback, which varies for each issuer; this is cash is like an instant discount
• Free Memberships – Some issuers also grant free memberships on platforms like EazyDiner, Zomato and Swiggy; these prove to save a lot of money in the long run
• Discounts and Freebies – Some cards offer flat 10% to 25% discounts at partner restaurants and may entitle you to free desserts or beverages

Eligibility Criteria for Dining Credit Cards

Here are the eligibility criteria for dining credit cards in India:

• Age – You should be above 18 years old
• Nationality – You should be an Indian citizen
• Income – You should have a steady income
• Credit score – You should have a credit score, preferably over 750

10+ Dining Credit Cards That You Must Consider

Check the table below to see some of the top 10 dining credit cards with exclusive deals and discounts. Go through them and find one is suits you. 

Tips to Pick the Right Credit Card

With all the credit cards listed here and many more you can find online, you may be confused about which one to pick. Here are some suggestions which can help you pick the best credit card for restaurant offers:

• See whether you match the eligibility criteria
• Compare the best two cards and see which one fits your requirements
• Understand the joining fees and the renewal charges
• Compare fees to perks and ensure you will save more before finalising

How to Apply for a Dining Credit Card?

You can follow these steps to apply for a dining credit card:

• Step 1: Visit the official website of the credit card issuing bank 
• Step 2: Navigate to the “dining credit card” page
• Step 3: Select the “apply now” button
• Step 4: Go to the application form
• Step 5: Fill out the form and submit the necessary details and documents
• Step 6: Complete the verification process and wait for the card

Once the application process is complete, you will receive your card. If it is a virtual card, you don’t have to wait; you’ll be given instant access to the credit card. If you want easy approval and immediate access, you can apply for the One Credit Card. 

This card has exclusive deals and discounts on dining. It also allows you to earn 5X monthly rewards on your top two spending categories and save with offers on travel, entertainment, shopping and more. 

Its full-stack mobile app allows you to check offers near you via GPS and makes it easier for you to track your monthly expenses. Apply now and enjoy the benefits of this lifetime-free credit card!